PayPal has made the decision to limit friends and family payments to personal accounts only, in order to ensure business payments are covered b y PayPal’s Purchase Protection (opens in new tab). Previously, you had the option to use friends and family to pay for something bought on Facebook Marketplace or Craigslist, although it was against PayPal’s terms of use. Do I have to use PayPal goods and services for marketplace deals? You can find up-to-date details of the merchant fees you’ll be charged for receiving money here (opens in new tab). On the other hand, within the United States (or within the U.K.), personal payments between friends and family are free via PayPal, as long as you’re paying directly from your PayPal balance or bank account. International commercial transactions incur an additional 1.5% charge as well. When you send/receive money for goods and services through PayPal, you’ll be charged a 2.99% fee (opens in new tab). How much does it cost to use PayPal goods and services?

Check through the details, then when you’re sure everything is all okay, press submit to send your money through.

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